Thursday, July 13, 2006

Personal Cash Flow

OK, I am really confused... can someone explain to me how a person has "personal cash flow" issues?

I am just thinking about it and it seems like that you are either 1. Going INTO debt or 2. Not.

Unless a person has a change in income or expenses then cash flow should not be an issue after the first paycheck or two........

I'd like to hear about particular situations.


At 7/13/2006 6:51 AM, Anonymous Thatedeguy said...

If I'm not mistaken, I believe that "personal Cash Flow issues" is the PC term for going into debt. Think of it as calling an alcoholic a person with "personal restraint issues".

At 7/17/2006 6:40 PM, Blogger Tired of being broke said...

I am guilty of using the term personal cash flow issues. For me it is not going into debt further, but juggling payments more. Recently, I forgot about my student loans that were consolidated and hence the grace period is no more. The due date was before my next pay day so I had to dip into the small emergency fund I was trying to build. That for me is a cash flow issue because I would have preferred to pay it next pay day versus touching my little itty bitty fund.

At 7/17/2006 6:55 PM, Blogger Berry said...

Dear Tired of Being Broke:
Couple of my little post there sounded brash adn two after I thought about it I should have deleted it.

Of course people have cash flow problems! I even understand it- from the sound of it you'd think I had to move the boxes of money out of the way before I go to bed...not really the case.

I have an answer to this and I'll put it in a blog entry... I really do believe cash flow issues can be fixed... it just takes some serious work and a whole lot of luck!


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